Padilla Law Group, LLP
858-481-5454

Will the insurance company make you give a recorded statement?

After suffering a serious injury in an event like a car accident, you will likely have to deal with the insurance companies. If authorities considered another driver at fault for the incident, that person's insurance company will likely have an obligation to provide the applicable payout to you. Of course, the insurance company will likely try to get out of the situation with the lowest payout possible.

During the course of its investigation, the insurance representatives may attempt to obtain a recorded statement from you. They often want this statement so that they have your side of the situation on record, which makes it more difficult to change your story later. However, providing such a statement may not be in your best interests.

Representative tactics

Because insurance company representatives have an obligation to the company and not to you, they often have tactics they use in efforts to get the information they want from you and to possibly use against you later.

For instance, they will likely try to get a recorded statement from you as soon as possible after the accident. They may claim that this is the best time because the information is still fresh in your mind, but it may also mean that you miss the opportunity to provide information regarding injuries that present themselves later, or you may not have a chance to understand the treatment, medical expenses or lasting impacts of the injuries you suffer.

Representatives will also likely try to build a relationship with you. Again, they want to gain as much information as they can, so they may encourage you to keep talking with preemptive phrases like "what happened next?" or "please go on." They may also remain silent in hopes that you will fill that silence with more information. Understandably, you may feel anxious, and if you are a nervous talker, that silence may cause you to say too much.

Handling a recorded statement effectively

Before you worry about giving a recorded statement, you may want to remember that you do not have to speak with the insurance company if you do not want to. After a serious car accident that results in your suffering injuries, you may want to speak with a personal injury attorney. By enlisting this professional help, you can have your legal representative speak with the insurance companies on your behalf and also offer you guidance on how to address a recorded statement if necessary.

No Comments

Leave a comment
Comment Information
Email Us For A Response

For A Free Case Evaluation, Contact Our Firm Today At 858-480-6182, Or Fill Out The Form Below.

We will discuss the aspects of your case and what forms of compensation you are entitled to.

Bold labels are required.

Contact Information
disclaimer.

The use of the Internet or this form for communication with the firm or any individual member of the firm does not establish an attorney-client relationship. Confidential or time-sensitive information should not be sent through this form.

close

Privacy Policy

  • Super Lawyer
  • American Board Of Trial Advocates
  • AV Peer Review Rated
  • Listed In Best Lawyers| The World's Premier Guide

Padilla Law Group, LLP
320 Encinitas Blvd
Suite A
Encinitas, CA 92024

Phone: 858-480-6182
Fax: 858-720-9797
Map & Directions

To the Top