Imagine cycling down a busy street when suddenly, a car door swings open, sending you flying off your bike. In an instant, your life changes. Bicycle accidents can be devastating, leaving victims with serious injuries and mounting medical bills.
As an injured cyclist, you may be eligible for compensation for your losses. But, to get the justice you deserve, it is crucial to recognize and steer clear of common mistakes when filing insurance claims.
Missteps can harm your chances of securing compensation
Cyclists have rights similar to motorists, as they can also file claims against negligent drivers. These pitfalls are also common to injured parties pursuing compensation:
- Failing to gather sufficient evidence at the accident scene
- Not seeking immediate medical attention, even for seemingly minor injuries
- Providing insurance companies with recorded statements, which is not required by law
- Accepting early settlement offers without understanding the full extent of injuries
- Neglecting to document all expenses related to the accident
- Underestimating the long-term impact of injuries on work and daily life
- Missing important deadlines for filing claims
A critical aspect of California law is the concept of comparative negligence. This means that even if you were partially at fault for the accident, you may still be eligible for compensation.
Insurance companies, however, often use this law to reduce payouts. Their adjusters may seem friendly, but their primary goal is to minimize the company’s payout. They may use tactics to devalue your claim or shift blame onto you.
Safeguarding your rights to recovery
Do not let mistakes in the claims process cost you your rightful compensation. It is essential to have a qualified attorney on your side when pursuing a personal injury claim. Your attorney will strive to secure the fair settlement you both need and deserve during this difficult period.