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A recent report by the Insurance Research Council (IRC) concludes that one out of every eight drivers in the U.S. does not carry auto insurance. When negligent uninsured or underinsured motorists (UM/UIM) injure others or damage property, victims often have little...
Auto insurance is a requirement in California, but the state only requires specific coverage. You do not have to get all the products an insurer may offer you. General liability insurance typically will only cover the damage you do to someone else in an accident. For...
Many California drivers have no auto insurance. According to a 2021 study by the Insurance Research Council, uninsured motorists accounted for 12.6 percent of motorists nationwide, or about one in eight drivers. A 2019 list of the top 10 highest percentage of...
If you get hit by a driver who does not carry automobile liability insurance, you will feel glad you have uninsured motorist coverage. Even if securing coverage from your insurer proves challenging for you, the effort is well worth it because not possessing uninsured...
Getting into a car accident no matter the circumstances is an unnerving experience, but when an uninsured motorist causes the accident, it increases the issues immensely. The National Law Review explains that when an uninsured motorist is at fault for damages you...